Online Banking Open an Online Bank Account Discover
Discover online bank accounts—no hidden fees, 24/7 U.S.-Based service, and 60,000 no-fee ATMs. Enjoy the freedom of free checking when you open an account today.
Take your money further with the right account
From cash back on debit card purchases to X.XX% APY Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open. for your savings, we can help you find an account that fits your goals.
From cash back on debit card purchases to X.XX% APY Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open. for your savings, we can help you find an account that fits your goals.
We’re an online bank here to help meet your financial needs.
No. Fees. Period. Opens modal dialogOutgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a CD account or IRA CD account.
- No monthly fees on any account.
- No insufficient funds or overdraft fees. Opens modal dialogFor Discover Cashback Debit, Online Savings and Money Market Accounts.
Get help choosing a bank account
Simple terms? Check. What about outstanding rewards and excellent service? Yeah, we have that too.
1% Cash Back on up to $3,000 in debit card purchases each month Opens modal dialogEarn 1% cash back on up to $3,000 in debit card purchases each month. See Deposit Account Agreement for details on transaction eligibility, limitations and terms.
Checking AccountX.XX% APY Opens modal dialogAnnual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.
watch your money grow Online Savings AccountX.XX% APY Opens modal dialogAnnual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding. Applies to personal accounts only. A penalty may be charged for early withdrawal. No minimum deposit required to open an account.
12 months lock in long-term earnings Certificate of Deposit See which of over 60,000 no-fee ATMs are at the stores you already frequent. Opens modal dialogSome ATMs have limited hours and/or restricted access. ATM owners may charge a fee at locations outside of our no-fee network.
If you’re charged a fee, please be aware that some ATM operators leave the network without notifying Discover and those ATMs may continue to display as “No Fee” in our locator until it can be updated. If you have any issues using an ATM that’s displayed in our locator, or if you believe you’ve been charged an ATM fee in error, contact us at 1-800-347-7000.
ATM LocatorATM Locator 23. Give us a few basics (like address and Social Security Number), and we’ll get the ball rolling. 24. Make a deposit now or come back and do it later. Whatever works for you. 25. Check your email for a confirmation, and you’re on your way to making your financial goals a reality. Open an Account- Checking Account
- Online Savings Account
- Money Market Account
- CD Account
- IRA CD Account
- IRA Savings Account
- Help me Decidehelp me to decide
Our friendly customer service team is available 24/7.
1 (800) 347-7000 Click here to Call us at
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